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Follow Me on TwitterLorne Wiebe is a well known former Cornwall broadcaster. Even though he now calls Ottawa his home, he has a special affinity for Cornwall and SD and G. He now works at Rhodes & Williams Insurance Ltd. and partners with the local business community to help them deal with their day to day risks. If you have questions or wish to contact Lorne, you can email him at lwiebe@ourhometown.ca

A New Year and New Risks
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A New Year and New Risks

Jan. 20, 2014: Was 2013 a good year for your business? Did it grow? Did it shrink? Did it stay about the same? Each of these scenarios bring with them a certain set of challenges including new business risks and with 2014 here, now is a good time to re-examine your company’s exposures. Let’s take these three scenarios one at a time… FULL STORY

Your Most Valuable Contract of the Year
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Your Most Valuable Contract of the Year

Oct. 9, 2013: Think back to the biggest sale your company made last year. What was its dollar value; $5,000...$50,000...$500,000? How much time did you and perhaps your team put into making that sale happen? Was it a few days or maybe weeks? Perhaps it took a couple of months and many meetings. When it comes to the biggest transaction of the year, you want to make sure that everyone understands what they are getting, when they are getting it, what to expect and what it will cost. FULL STORY

Are You Paying Too Much for Business Insurance?
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Are You Paying Too Much for Business Insurance?

Jun. 25, 2013: The very first time that I work with a potential client, I'll often ask them if they think they're getting good value for their business insurance dollar. Most of the time, the response is a chuckle followed by something along the line of "How in the world should I know if I’m paying too much for my insurance?" FULL STORY

Is Your Broker a Price Shopper or Risk Manager?
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Is Your Broker a Price Shopper or Risk Manager?

May. 16, 2013: The phone rang in my office and it was a potential client who wanted a business insurance quote. He was on the board of a sports association and he had been tasked by his fellow board members to get the best insurance price possible. Someone even gave him a list of the coverage they would need and the limits of insurance for each coverage. He forwarded me the document. FULL STORY

One Size Doesn’t Fit All
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One Size Doesn’t Fit All

Feb. 25, 2013: If you run your own business, you know that it’s unique. Not all restaurants, for example, serve the same food to the same people during the same hours in the same neighbourhood. Some offer take out while others don’t. Some only serve breakfast and lunch while others only serve dinner. And so it goes with whatever type of business you operate and that’s why it’s critically important that your insurance broker fully understands the full scope of your operation. FULL STORY

Join the Club - But Beware!
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Join the Club - But Beware!

Jan. 14, 2013: Most of us like to help out whenever and wherever we can. Occasionally we’re asked to sit on a fundraising committee for a particular charitable cause or perhaps we’re tapped on the shoulder by a friend involved in a not-for-profit group. Maybe you sit on your condominium board or perhaps you help run the local festival. Often we say yes to these requests with our only concern being how are we going to fit yet another meeting into our busy calendar. FULL STORY

Take it to the limit
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Take it to the limit

Oct. 2, 2012: As a business owner, you hope that you've done the right things when it comes to protecting your company and managing its risks. With the help of your insurance broker, you've made sure that the proper coverages are in place, including the property, liability, equipment breakdown and business interruption products. FULL STORY

We All Make Mistakes
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We All Make Mistakes

Sep. 4, 2012: But how can you protect your business if you provide a service and a mistake causes financial loss for someone else? This is where a product called Errors and Omissions coverage fills the protection gap. Twenty years ago, Errors and Omissions coverage wasn’t on everyone’s radar but in today’s highly competitive and often highly litigious world, it’s become a common element. FULL STORY

Employment Practices Insurance
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Employment Practices Insurance

Jul. 16, 2012: Twenty years ago, business owners wouldn’t have given it a second thought but in today’s world where we’ve been taught to stand up for our rights it’s a whole new world and that has lead to a relatively new type of business risk. If you run a company which employs any number of people - from 1 to 10,000 - you need to know the ins-and-outs of today’s employment practices FULL STORY

Insurance is Just a Part of it
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Insurance is Just a Part of it

Jun. 25, 2012: When it comes to protecting your business from the hundreds of risks it faces everyday, you might expect an insurance broker (guilty as charged) to offer a one-word solutio - insurance. But that isn’t the case - or at least it shouldn’t be. Your insurance broker needs to point out a whole list of other options for you whenever the discussion revolves around protecting your company. FULL STORY


LORNE WIEBE, Risky Business
LORNE WIEBE, Risky Business



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A New Year and New Risks
Your Most Valuable Contract of the Year
Business Insurance - Frills
Are You Paying Too Much for Business Insurance?
Is Your Broker a Price Shopper or Risk Manager?
OurHometown.ca News Database Last Updated:
Apr. 22, 2014 @ 6:55 AM EDT








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