Oct. 14, 2014: All businesses have their inherent risks but a potential environmental exposure is something that requires unique pollution insurance coverage. And even though there are perhaps dozens of types of business that could face environmental losses (excavators, HVAC companies, sewage pumpers, waste management facilities, fresh water delivery services, etc) most share the same questions when it comes to risk management and pollution insurance. FULL STORY

Jun. 4, 2014: So…what scares you? Spiders…snakes…breaking out before your big date? We all have fears and often there isn’t much we can do about them. But when it comes to running your business, there are tools available to help alleviate your biggest fears and one of those tools is insurance. So… what scares you? Is it... FULL STORY

Jan. 20, 2014: Was 2013 a good year for your business? Did it grow? Did it shrink? Did it stay about the same? Each of these scenarios bring with them a certain set of challenges including new business risks and with 2014 here, now is a good time to re-examine your company’s exposures. Let’s take these three scenarios one at a time… FULL STORY

Oct. 9, 2013: Think back to the biggest sale your company made last year. What was its dollar value; $5,000...$50,000...$500,000? How much time did you and perhaps your team put into making that sale happen? Was it a few days or maybe weeks? Perhaps it took a couple of months and many meetings. When it comes to the biggest transaction of the year, you want to make sure that everyone understands what they are getting, when they are getting it, what to expect and what it will cost. FULL STORY

Jun. 25, 2013: The very first time that I work with a potential client, I'll often ask them if they think they're getting good value for their business insurance dollar. Most of the time, the response is a chuckle followed by something along the line of "How in the world should I know if I’m paying too much for my insurance?" FULL STORY

May. 16, 2013: The phone rang in my office and it was a potential client who wanted a business insurance quote. He was on the board of a sports association and he had been tasked by his fellow board members to get the best insurance price possible. Someone even gave him a list of the coverage they would need and the limits of insurance for each coverage. He forwarded me the document. FULL STORY

Feb. 25, 2013: If you run your own business, you know that it’s unique. Not all restaurants, for example, serve the same food to the same people during the same hours in the same neighbourhood. Some offer take out while others don’t. Some only serve breakfast and lunch while others only serve dinner. And so it goes with whatever type of business you operate and that’s why it’s critically important that your insurance broker fully understands the full scope of your operation. FULL STORY

Jan. 14, 2013: Most of us like to help out whenever and wherever we can. Occasionally we’re asked to sit on a fundraising committee for a particular charitable cause or perhaps we’re tapped on the shoulder by a friend involved in a not-for-profit group. Maybe you sit on your condominium board or perhaps you help run the local festival. Often we say yes to these requests with our only concern being how are we going to fit yet another meeting into our busy calendar. FULL STORY

Oct. 2, 2012: As a business owner, you hope that you've done the right things when it comes to protecting your company and managing its risks. With the help of your insurance broker, you've made sure that the proper coverages are in place, including the property, liability, equipment breakdown and business interruption products. FULL STORY

Sep. 4, 2012: But how can you protect your business if you provide a service and a mistake causes financial loss for someone else? This is where a product called Errors and Omissions coverage fills the protection gap. Twenty years ago, Errors and Omissions coverage wasn’t on everyone’s radar but in today’s highly competitive and often highly litigious world, it’s become a common element. FULL STORY